Small Claims (UK)
• For claims up to
£10,000 in England & Wales
• No lawyer needed
• Simple online process
• Bank usually settles before court
Court Fees
| Up to £300 | £35 |
| £300–£500 | £50 |
| £500–£1,000 | £70 |
| £1,000–£5,000 | £80–£205 |
| £5,000–£10,000 | £455 |
Before You File
1. Send a
Letter Before Action (14 days)
2. Bank has 14 days to respond
3. If no resolution → file online
4. gov.uk/make-money-claim
What You Can Claim
• The disputed amount
• Court fees
• Interest (8% per year)
• Reasonable travel costs
• Loss of earnings (if applicable)