🚗 Car Ownership Cost Calculator (UK)

Work out the true cost of running a car in the UK — depreciation, fuel or electricity, insurance, VED road tax, servicing, MOT, tyres and repairs — per month and per mile. Everything calculates locally, no data leaves your device.

Your car

Purchase price (£):

Resale value after 3 yrs (£):

Own it for (years):

Annual miles:

Fuel type:

MPG / kWh per 100 mi:

Fuel price (£/L or £/kWh):

Insurance (£/yr):

VED road tax (£/yr):

Servicing & repairs (£/yr):

Hidden costs to remember: MOT (£40–£55 every year once the car is 3 years old), breakdown cover (£40–£150/yr), parking or permits (£200–£1,500+/yr in cities), and finance interest if you borrowed to buy. A cheap car is rarely cheap.