🛟 Payday Stretch: Make Your Last Pounds Last

Broke before payday? Enter what you have left and what is due, and get a day-by-day survival budget that protects rent, heat and food first — and tells you honestly which bills can be paused or negotiated.

🧾 Bills due before payday (add every one — the triage sorts them)
⚠️ This is budgeting guidance, not financial or legal advice — and it never replaces free debt advice (UK: Citizens Advice, StepChange, National Debtline · US: NFCC members · elsewhere: a non-profit credit counsellor). If you are choosing between heating and eating, get human help today. Runs offline · your entries stay in this browser.