How mortgage payments really work — and what the bank's calculator doesn't show you
A practical, math-honest guide to how mortgage payments are calculated, what the standard formula misses, and how to think about overpayments, term changes, and total interest paid. Includes the one number the bank's calculator never shows you in the summary box.
Read the article →What BMI actually measures — and why your doctor still uses it
A practical guide to what BMI is, what it isn't, why it survives as a population screening tool despite being useless for individuals, and what to use instead. Includes the three specific cases where BMI misleads, and the four better metrics in rough order of cost.
Read the article →Why compound interest is magic — and why the line goes up, not straight
A practical, honest guide to how compound growth works in real portfolios and real savings. Why the line is a curve, what the 8th duplicate of your money looks like, and when compound interest works against you. Includes the rule of 72 and the one counter-intuitive result that explains why the early saver always wins.
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