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🚗 Lease vs Buy Calculator

🚗 Lease vs Buy Calculator

Compare the true cost of leasing a vehicle against buying it outright or on finance, over the same term. Accounts for deposit, monthly payments, residual value and what the car is worth at the end.

Enter your figures and press Compare.
How it works

Lease cost = initial rental + (monthly × term); you hand the car back, so nothing is recovered. Buy cost = deposit + financed monthly payments + servicing − residual value you keep. Financed payments use the standard amortisation formula on the borrowed amount. Leasing usually wins on short terms and low mileage; buying wins once you keep the car past the term.

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