💸 Money Tracker
💸 Money Tracker
Track your spending, set a budget, and see where your money goes — simple enough for your first budget
Budgeting Tips
• 50/30/20 rule: 50% needs, 30% wants, 20% savings
• Track every purchase, even small ones
• Set a weekly limit, not just monthly
• Use cash for fun spending (feels more real)
• Wait 24 hours before big purchases
Common Money Leaks
• Subscriptions you forgot about
• Daily coffee/snacks (£3/day = £90/month!)
• Impulse online shopping
• Food delivery fees
• In-app purchases
Free Money Apps
• Monzo — spending categories
• Plum — auto-savings
• Emma — subscription tracker
• Chip — AI savings
• 50/30/20 rule: 50% needs, 30% wants, 20% savings
• Track every purchase, even small ones
• Set a weekly limit, not just monthly
• Use cash for fun spending (feels more real)
• Wait 24 hours before big purchases
Common Money Leaks
• Subscriptions you forgot about
• Daily coffee/snacks (£3/day = £90/month!)
• Impulse online shopping
• Food delivery fees
• In-app purchases
Free Money Apps
• Monzo — spending categories
• Plum — auto-savings
• Emma — subscription tracker
• Chip — AI savings